PAYMENTS AND INSURANCE

Payment Policy

OUR DENTAL OFFICE IS A FEE FOR SERVICE PRACTICE, WHICH MEANS DR. ALVAREZ DOES NOT PARTICIPATE WITH ANY INSURANCE COMPANY, IS NOT A PROVIDER WITH ANY INSURANCE COMPANY, AND THE OFFICE DOES NOT ACCEPT DIRECT PAYMENT FROM ANY INSURANCE COMPANY. 


PAYMENT IN FULL IS REQUIRED AT TIME OF TREATMENT. 

Dental Insurance

If you have a PPO type dental insurance that allows you to go out of network, you may still be able to use your insurance and receive reimbursement from the insurance company for your dental treatment. Our office will be happy to electronically file all insurance forms for you to your dental insurance company. Dental benefits are an agreement between the dental insurance company and the source of your dental insurance (your employer usually). Our office has no control over any of the terms of your dental insurance including, but not limited to your yearly maximum, treatments covered, waiting periods, deductibles, exclusions, or any other determination made by your dental insurance company. Our office is merely submitting claim forms as a courtesy, and it is still your responsibility to pay for your dental treatment at time of service.

Payments Accepted

Our office accepts American Express, Mastercard, Visa, Discover, CareCredit, Lending Club, and personal and bank checks as payment.

 

CareCredit Financing in our New York City Dental Office

Think of CareCredit as your own health, wellness and beauty credit card.  Whether it's oral surgery, getting a crown or a general check up, you shouldn't have to worry about how to get the procedures you want. That’s why we're pleased to accept the CareCredit health, wellness and beauty credit card.  CareCredit lets you say "Yes" to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately.  If you’re approved, you can schedule your procedures even before you receive your card.  With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.  

Ready to apply? Apply online for your CareCredit healthcare credit card today by clicking here

You'll be smiling brighter in no time!
 

*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.